The Ultimate Beginner’s Guide to SIPs in 2025
1. What Is a SIP?
A SIP (Systematic Investment Plan) allows you to invest a fixed amount in mutual funds regularly — monthly or quarterly.
2. Why SIPs Are Popular
They offer rupee cost averaging, compound growth, and require low entry points, starting from just ₹500/month.
3. Best SIP Categories in 2025
- Large-cap funds
- Hybrid equity funds
- ELSS for tax-saving
- Index funds for low-cost growth
4. Long-Term Benefits
Investing ₹5,000/month for 10 years can yield over ₹10 lakh. It’s ideal for salaried people and defence personnel.
5. How to Start a SIP
Use apps like Groww, Zerodha Coin, or your bank. Pick a goal (child’s education, retirement) and start investing today.
